When a big hail storm or tornado comes through your town, lots of people find out what kind of roof coverage they have after it’s too late to change. What kind of coverage do you have? If you can’t answer that question then it’s time ...

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  Welcome to our 2015 Shine Insurance Teacher of the Year celebration.    Over the last week, 23 Teachers from 10 different schools were nominated by the friends and family that love them. And every single one of these teachers, and many more, deserve this ...

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Liability Insurance.  Who cares? Nobody, until one day you hear a scream from your yard. After running through the front door, you find your loving, wonderful, and maybe a bit overprotective dog hanging from the neighbors leg.  Suddenly, liability insurance is the most important thing in your ...

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A lot of people have the misconception that the your homeowners insurance policy reflects the Marketing Value of your home.For most insurance policies, this isn’t the case at all.  The Dwelling Coverage is an estimate of the Replacement Cost for your home. So what’s the difference?Replacement ...

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Ever wonder who’s insurance covers when you borrow someone’s car or let someone drive yours? Here’s the answer: ...

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Do you have a newer car and a loan?  If you do, Gap Coverage is a must.  This short video will help you understand why. Enjoy!     ...

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