Personal umbrellas add excess liability coverage on top of your underlying liability coverage. And what is that, exactly?Liability CoverageLiability is protection for bad things that happen to other people because of you. In the auto insurance world, this could mean someone’s car getting all janky thanks

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You know you need to buy home & auto insurance. But what’s the best way to get it?   Well, there are…you guessed it… 3 ways. Each one has its pros and cons, but it can take some digging to figure out what’s best for

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When McKenzie and I started Shine Insurance I had very little knowledge of how to run a business and even less about how to sell something.  I had been a teacher for 13 years.  People brought their kids to my classroom and if I bombed,

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 One of the great things about entrepreneurs is that they come in just about any category you can imagine. No matter what topic you name, you can bet there’s a business owner who’s mastered it. Take money for instance. Jeff Bezos is an incredibly

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Apparently, business success is incredibly easy to achieve.  For proof, just read one of the ten million ‘How to Succeed in Business’ books available out there.  They’ll tell you exactly what they’ve told every other hopeful entrepreneur– that all you need is confidence, persistence, and

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Have you ever bought a house? I remember the first time I did. It was a really beat up bungalow but it had great old bones. I fell in love immediately even though I probably shouldn’t have. The one thing I didn’t do, that I

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