How to Avoid or Thaw Frozen Pipes

It continues to be incredibly cold in the Midwest and below zero temperatures are supposed to keep coming.  Make sure you don’t end up in a nightmare water situation by reading this great Red Cross article: Preventing and Thawing Frozen Pipes. You might also check out our post: 13 Things You Must Know To Stay Warm and Well in Extreme Cold

WARNING: You’ll Wish You Found Us Sooner – Shine Insurance Agency

The next time you call your insurance company on their toll-free line… And work hard to find someone who might actually help you…. And that familiar Comcast-like experience makes you want to RAGE…. think of Shine Insurance Agency – we take the hassle out of insurance hang up the phone contact us – online, through social media, email, text, call, stop...

Shine Q&A: Homes with Woodstoves

Hey Jeremy, This is more of a question out of curiosity, not something I have planned for our house. How does having a wood fireplace or iron wood stove affect an insurance policy?    Good Question! While some companies won’t write insurance on homes with wood stoves, most just add a surcharge to your annual homeowner’s premium.  West Bend, for example, has a $50/yr surcharge but...

Is your insurance scary? We can solve that.

Why Shine? House to Home Radio Show

The good people at Monroe County Building Association asked us to share what insurance means to us.  Take a few minutes and listen to McKenzie and Jeremy share why working with Shine Insurance makes so much sense. Part One: http://www.mcbaindiana.org/h2h/podcasts-2013/08-04-Shine-Ins/seg1.mp3 Part Two: http://www.mcbaindiana.org/h2h/podcasts-2013/08-04-Shine-Ins/seg2.mp3   Let us know what...

KEEP CALM and SHINE ON

Smooth Homeowners Insurance Transitions

Mary Sue owns a home.  When she bought it she got a great loan from Easy Mortgage.  She doesn’t pay much attention to it, but she knows she has homeowner’s insurance through Expensive Insurance Company.  She also knows that somehow her insurance policy gets taken care of through her mortgage payment. One day, she walks past the huge sunflowers outside of Shine Insurance and thinks to...

Homeowner’s Advice – All Wet

Enjoying a great book nestled under a blanket during a rainstorm is one of life’s great gifts.   But what happens when a water droplet splashes onto the page or you feel the squish of water through the bottom of your bunny slippers.  The fact is, water has invaded your home.  Whether your Homeowner’s policy covers it has a ton to do with how you policy is set up and what caused the water...

Firehouse Spectators

If you walk the cobble stone streets of Alexandria, VA (George Washington’s old stomping grounds), the 300 year old brownstones still have the metal fire insurance plaques attached to the door. In the old days, you had to buy insurance if you wanted the Fire Department to actually come and attempt to save your burning house. If you didn’t have it, they might come for the spectacle but they...

Magical Insurance Premium

There is this phenomenon we call “Magical Insurance Premium.” Magical Insurance Premium happens when your big box store insurance company finds out you’re shopping for better coverage, better service, and a better insurance experience. The moment you’re ready to dump your old corporate insurance company to work with your local independent agent….you hear: “Send...
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