Shine On: Health Care

Health care is changing. We’re here to help you figure it out.

On January 1, 2014 more Americans can buy health insurance than ever before.

We think this is a good thing. Change will be messy…but health care has been messy.

We don’t sell health insurance. We’re here to help you figure out what to do next.


Q. Do I qualify?

A. In a word: YES. 

As a US citizen you’re eligible whether or not you already have coverage or are eligible to coverage through your employer. More about this topic here.

Q.  Where can I sign up?

A. You will be able to find coverage on the Marketplace website soon, it’s being repaired. Here’s the site:

In the meantime, get a quote on

Follow these steps:

  1. Go to
  2. Click Shop for Insurance
  3. Choose your state from list on lower left of screen
  4. Click Get a Quote on the next page
  5. Follow instructions

Q.  How much will coverage cost?

A. It depends on your income and number of people in your household

You can calculate the estimated subsidy here.

While we were at it, we made a handy chart to help you figure out whether you’ll qualify for lower cost health care coverage.

According to, families with income below the following threshold will qualify for subsidies:

Family of 1: $45,960

Family of 2: $62,040

Family of 3: $78,120

Family of 4: $94,200

Family of 5: $94,200

Family of 6: $110,280

And if you want more about lower cost eligibility, click this.

We will continue our series on Health Care, please stay tuned or sign up to get the goods sent directly to your email.