A lot of people have the misconception that the Dwelling Coverage on your insurance policy reflects the Market Value of your home. For most insurance policies, this isn’t the case at all. The Dwelling Coverage is an estimate of the Replacement Cost for your home. So what’s ...
What is a personal umbrella insurance policy and how does it work?This video answers that questions in a clear and easy to understand way.We'll explain "excess liability" so you can decide if it's insurance coverage that you need.This video addresses the following:Liability coverage – protection ...
Independent insurance agents are one of the 3 avenues to getting home, auto, and business insurance.But the differences can be hard to perceive. This video breaks down your options.Here are some highlights:The 3 access points to home, auto, and business insurance:1. Online/800 NumberGo out and ...
Whether you’ve got a tiny rental next door to your home or a portfolio of 200 properties, understanding insurance and how it does and doesn’t protect your assets is key.Here’s an overview:THE THINGS YOUR PROTECTINGAs a property owner, there are three primary things your insurance ...
This video is essential for new business owners and it’s a great refresher even if you’ve owned a business for decades.We’ll go over the four basic types of business insurance, offer a quick overview of many coverage options for each, and give you a PDF ...
If you’re thinking about renting your home out on Air BnB and you’re concerned about how insurance will work, this video is for you. We’ll explain how your regular homeowners policy handles this and what steps you need to take to make sure everything is properly ...
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