4 Reasons Your Insurance Price Went Up

–‘Why did my insurance premium go up?’ This is a question that we address almost every day. No matter what kind of policy you’re dealing with– auto, homeowners,etc– the last thing you want to see on your insurance renewal form is a premium that’s been increased for no apparent reason. That’s exactly what we’re here to clear up. Today, we’re going to discuss the...

The Ultimate Guide to Auto Insurance

At Shine we’re always explaining how auto, home, and business insurance works. Usually that’s one-on-one with our clients but today we’re pulling back the curtain and offering a guide to understanding auto insurance. Here’s a basic overview: The first step to understanding your auto insurance is knowing whether you live in an At Fault State or a No Fault State. You can...

Home & Auto Liability Coverage Explained

Liability coverage is the coverage for bad things that happen to other people because of you. It could be in an auto accident where you’ve hurt other people or it could be someone getting hurt at your home. You have Insurance to pay for the actual medical expenses, lost wages, and “pain & suffering” that others experience in these situations. But your policy will only cover you up...