Are you going through a homeowners insurance claim? Damage to your home can be really scary and a total pain. Getting your life back to normal is going to be a process. The better you understand how to navigate each step the smoother it will go. So ...
Has your roof been damaged by wind or hail? Insurance companies often have confusing rules about roof claims. So let’s walk through an example claim scenario, break down the process, and explain possible coverage options. Roof Claims Explained: ACV vs Replacement Cost Coverage Are you ...
We purchase insurance for one reason – to pay for our loss when something bad happens. But search any insurance company on Google, and you’ll see a bunch of complaints from folks whose policies didn’t pay. These people are usually mystified and miffed, and ready ...
Renters insurance is a really cheap, really simple insurance policy. A lot of renters don’t think they need it or don’t think they can afford it. Nothing could be further from the truth. Here are the three reasons it’s silly not to have a renters insurance ...
Whether it’s a couch, bed, antique table, or civil war era gun, folks ask us all the time how their belongings would be replaced in a claim. Here’s an email conversation we had recently: Dear Jeremy, I’m curious about documentation of value in case ...
Your home and everything attached to it needs protection; that’s why homeowners insurance and similar policies already exist. However, while homeowner’s insurance provides a critical service for homeowners all around the country, it fails to cover one highly important piece of the puzzle: your service ...
Liability coverage is for bad things that happen to other people because of you. It could be in an auto accident where you’ve hurt other people or it could be someone getting hurt at your home. You have insurance to pay for the actual medical ...
When a big hail storm or tornado comes through your town, lots of people find out what kind of roof coverage they have after it’s too late to change. What kind of coverage do you have? If you can’t answer that question then it’s time ...
Liability Insurance.  Who cares? Nobody, until one day you hear a scream from your yard. After running through the front door, you find your loving, wonderful, and maybe a bit overprotective dog hanging from the neighbors leg.  Suddenly, liability insurance is the most important thing in your ...
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