4 Reasons Your Insurance Price Went Up

–‘Why did my insurance premium go up?’ This is a question that we address almost every day. No matter what kind of policy you’re dealing with– auto, homeowners,etc– the last thing you want to see on your insurance renewal form is a premium that’s been increased for no apparent reason. That’s exactly what we’re here to clear up. Today, we’re going to discuss the...

Should You Pay For The Speeding Ticket Deferment Program?

So you got a speeding ticket, but there was a strange second option that came with it called a Deferment Program. It says that you can pay an extra chuck of change and the police department will be kind enough to wipe that ticket clean off of your record. The speeding ticket won’t exist anymore but it’ll cost you $60-$100 on top of the $200 ticket. You think to yourself, “Gosh...

Hit by an Uninsured Driver?

The sad reality is that more than 20% of drivers don’t have insurance.  And more than 50% of drivers carry very low Liability Coverage on their auto policy. So what happens when they slam into your car? Well, if you have the proper insurance coverage, your good decisions will protect you from their bad ones.  Your Uninsured and Underinsured Motorist Coverage will kick in and protect...

“Full Coverage”: The Holy Trinity of Auto Insurance

Insurance agents use the term “Full Coverage” all the time. It seems like their saying it’s the ultimate in auto insurance coverage.  But what does it actually mean? The definition of Full Coverage is (drum roll please): ………. Well there actually isn’t a definition for Full Coverage because it’s a slang term. That’s right just like nah, cuz,...

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