Personal umbrellas add excess liability coverage on top of your underlying liability coverage. And what is that, exactly?Liability CoverageLiability is protection for bad things that happen to other people because of you. In the auto insurance world, this could mean someone’s car getting all janky thanks ...

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Liability coverage is for bad things that happen to other people because of you. It could be in an auto accident where you’ve hurt other people or it could be someone getting hurt at your home. You have insurance to pay for the actual medical ...

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“I wasted countless hours in a courtroom across from a guy with bandages on his thumbs.”  In today’s world, it’s an all too familiar story AND it’s the reason you have liability insurance. My friend from soccer was sharing with a group of guys between ...

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