3 Basic Ways Insurance Protects You

While insurance can be complicated, when you break it down to the basics it’s really quite simple. Here are the 3 reasons why you dish out your hard earned cash to protect yourself. 1. Property The most common insurance claims have to do with your stuff.  Whether a natural disaster comes through or you slide off the road and hit a tree, insurance covers the big bills so you don’t...

Warning: Insurance Will Cost More

Climate change. Global warming. It’s happening. And it’s going to cause your insurance costs to go up. When and how much are the questions. The insurance industry is a business. When it comes to paying for claims and making a profit, insurance companies and regulators pay close attention to the details. The recent National Climate Assessment report asserts that climate change is...

Marketplace Insight from NPR

We listened to this NPR clip on the radio while driving in to work this morning.  It offers insight into the marketplace and how it works. If you listen closely, it also addresses how insurance works in general.  Particularly the idea that some kinds of insurance are profitable and others aren’t.  This is why you get a discount when you package home and auto.  Can you guess which of...

We just signed up! Healthcare.gov is working.

WOO HOO! We registered a while ago when HealthCare.gov was launched. Then there were some problems with the site. You may have heard. But now IT IS WORKING! So we retrieved our username & password and we were off to the races. We completed the forms online, no big deal, and now we’re comparing plans. We are super duper excited that folks all over the country finally have access to...

Shine On: Health Care. How To Sign Up.

Have you tried to sign up for the Health Insurance Marketplace? Have you been successful? We have. It’s easy as 1, 2, 3. Here’s how: We went to this page: http://marketplace.cms.gov/getofficialresources/publications-and-articles/publications-and-articles.html We printed the form. We filled it out. We put it in the mail. Just like we have done all these years for our health insurance...

Shine On: Health Care

Health care is changing. We’re here to help you figure it out. On January 1, 2014 more Americans can buy health insurance than ever before. We think this is a good thing. Change will be messy…but health care has been messy. We don’t sell health insurance. We’re here to help you figure out what to do next. FAQs: Q. Do I qualify? A. In a word: YES.  As a US citizen you’re...

Is your insurance scary? We can solve that.

Is your business insurance agent the Young Pro of the Year? Ours is.

http://www.indianapia.com/annual-industry-awards

KEEP CALM and SHINE ON

EMPLOYERS: Listen up, this will only take a sec…

The Health Insurance Marketplace (formerly called the Exchange) opens October 1. Employers with at least one employee and $500,000 or more revenue are required to notify employees IN WRITING about the Health Insurance Marketplace by October 1, 2013 or face fines of $100 per day per employee. New hires must be notified within 14 days of hire. It does not matter whether you currently offer health...
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