4 Reasons Your Insurance Price Went Up

–‘Why did my insurance premium go up?’ This is a question that we address almost every day. No matter what kind of policy you’re dealing with– auto, homeowners,etc– the last thing you want to see on your insurance renewal form is a premium that’s been increased for no apparent reason. That’s exactly what we’re here to clear up. Today, we’re going to discuss the...

Air BnB Insurance: How To Get it Right

Thinking about renting your home via Airbnb? The insurance side of Air BnB and other vacation rentals can be complicated so let’s give you a solid foundation to work from. Watch the video here: Does Homeowners Insurance cover Air BnB? No, it doesn’t. Insurance companies differentiate between personal insurance and business insurance.  When you bring a business into your home,...

Water Damage Claim: A 5 Step Overview

Coming home to a kitchen full of standing water is scary but it’s something you can totally have control over. Jeremy and his guests Matt & Mark from Harris Services will walk you through the five steps you’ll experience in a water damage claim. WATCH THE VIDEO HERE: Here’s an overview: • Step One: Stop the Damage If it’s safe, you should stop the water from doing more damage. That...

5 Reasons a Homeowners Claim Gets Denied

We purchase insurance for one reason – to pay for our loss when something bad happens. But search any insurance company on Google, and you’ll see a bunch of complaints from folks whose policies didn’t pay. These people are usually mystified and miffed, and ready to tell anyone and everyone how terribly the insurance company treated them. As agents, we’ve read through a lot of...

5 Reasons Your Homeowners Claim Could Be Denied

We purchase insurance for one reason – to pay for our loss when something bad happens. But search any insurance company on Google, and you’ll see a bunch of complaints from folks whose policies didn’t pay. These people are usually mystified and miffed, and ready to tell anyone and everyone how terribly the insurance company treated them. As agents, we’ve read through a lot of...

Smooth Homeowners Insurance Transitions

Mary Sue owns a home.  When she bought it she got a great loan from Easy Mortgage.  She doesn’t pay much attention to it, but she knows she has homeowner’s insurance through Expensive Insurance Company.  She also knows that somehow her insurance policy gets taken care of through her mortgage payment. One day, she walks past the huge sunflowers outside of Shine Insurance and thinks to...