Air BnB Insurance: How To Get it Right

Thinking about renting your home via Airbnb? The insurance side of Air BnB and other vacation rentals can be complicated so let’s give you a solid foundation to work from. Watch the video here: Does Homeowners Insurance cover Air BnB? No, it doesn’t. Insurance companies differentiate between personal insurance and business insurance.  When you bring a business into your home,...

Rock Gear You Can’t Live Without

We just returned home from the Summer NAMM show. NAMM is the ultimate music industry get together where instrument makers peddle their newest works of art to the retail music shop owners who might sell them. The best part of the show is that both established names like Gibson & Remo and tiny start-ups like Earthquaker Devices & Silverfox Percussion are in the same building. Music store...

#noinsurance4u: Trees vs Humans

Sometimes the tree just has to come down.  But there’s a right way and then there’s the way these folks did it. If a tree on your property has seen better days, it’s smart to remove the risk.  But when deciding who to have do the work, pick someone local and insured. Or risk getting stuck with these guys. https://www.youtube.com/watch?v=vddHbbCCUC0 Ready for a true insurance...

5 Reasons Your Homeowners Claim Could Be Denied

We purchase insurance for one reason – to pay for our loss when something bad happens. But search any insurance company on Google, and you’ll see a bunch of complaints from folks whose policies didn’t pay. These people are usually mystified and miffed, and ready to tell anyone and everyone how terribly the insurance company treated them. As agents, we’ve read through a lot of...

Giving Back

We care about our clients and our community. We want EVERYONE to SHINE ON! Each year, we choose 3 deserving organizations to give a portion of our profit.  Then we ask our clients to choose their favorite. We compile results, set aside money, and deliver checks on Valentine’s Day. When we give back, we do it together. Organizations that SHINE ON Boys & Girls Club...

Smooth Homeowners Insurance Transitions

Mary Sue owns a home.  When she bought it she got a great loan from Easy Mortgage.  She doesn’t pay much attention to it, but she knows she has homeowner’s insurance through Expensive Insurance Company.  She also knows that somehow her insurance policy gets taken care of through her mortgage payment. One day, she walks past the huge sunflowers outside of Shine Insurance and thinks to...